Terms & Conditions

1 Acceptance of Terms

By using our website, products, subscriptions, or calculators, you automatically agree to all Terms & Conditions listed on this page.

2 Services We Provide

We offer:

• Live evening classes
• Trading tools (LTP Calculator, LOC Calculator, indicators, analytics)
• Courses (recorded + PDF)
• Virtual Index Trading sessions
• Paid & free subscriptions

3 Eligibility

You must be 18+ years to access our paid tools, classes, or subscriptions. Minors may only learn under parental guidance.

4 Educational-Only Disclaimer

We are not SEBI-registered advisors. All information, tools, and calculators are strictly for education, awareness, and skill development. We do not guarantee profits, results, or success in trading.

5 User Responsibility

You agree that:

• All trades taken in the market are your personal decision.
• We are not responsible for your profits or losses.
• You will use our tools responsibly and follow proper risk management.

6 Account Creation & Accuracy

Account Creation & User Responsibility While creating your account, it is essential that you provide accurate and authentic details. This ensures smooth access to all features, secure communication, and proper verification within the Options Calculator Academy platform. Incorrect or incomplete information may lead to restricted access, failed logins, or interruption of services. Once your account is created, you hold full responsibility for its security and usage. This includes three critical areas: Password Security You must keep your password confidential and protect it from unauthorized access. Avoid sharing it with anyone, use a strong combination of characters, and update it regularly to minimize security risks. Account Misuse Any misuse, suspicious activity, or unauthorized access through your account is solely your responsibility. If you suspect that your account has been compromised, you must immediately reset your password and inform the support team. Activity Under Your Profile All actions performed under your account—course access, tool usage, comments, purchases, or interactions—are attributed to you. Make sure only you operate your account and maintain full control over your login credentials. By creating an account, you agree to follow these responsibilities to ensure a secure, seamless learning experience.:

• Password security
• Account misuse
• All activity under your profile

7 Payment Terms

We support standard online and direct bank transfer payments. Once a subscription or course is purchased, access is granted as per the plan selected.

8 Strict No Refund, No Cancellation Policy

• Subscriptions
• Live classes
• Courses
• Tools
• Workshops
• VIT programs

Please purchase carefully.

9 Intellectual Property Rights

All content, tools, classes, PDFs, calculators, videos, and materials belong to: Options Calculator Academy

Copying, sharing, selling, redistributing, or re-uploading our content is strictly prohibited.

10 Prohibited Activities

Users are not allowed to:

• Share login access
• Record or distribute live classes
• Reverse engineer or copy calculators
• Misuse our brand name
• Use our materials for commercial teaching without permission

11 Limitation of Liability

Options Calculator Academy is not responsible for:

• Trades taken by you
• Market losses
• Technical issues beyond our control
• Third-party platform errors (Zoom, Razorpay, TutorLMS, Zoho, etc.)

Your use of our tools is at your own risk.

12 Third-Party Services

We may integrate with:

• Razorpay / PayPal
• Zoom / Zoho
• TutorLMS
• Analytics & security plugins

Their policies may differ from ours.

13 Changes to Terms

We may update these Terms & Conditions anytime. Continued use of our website means you accept the updated terms.

14 Governing Law & Jurisdiction

All disputes will be handled under the exclusive jurisdiction of the courts in Lucknow, Uttar Pradesh, India. No other court shall have authority over such matters.